Insurance for Individuals

Why You Need Insurance

Life has a way of moving fast, and it often brings surprises whether you are ready for them or not. While you can’t predict every twist and turn, you can certainly prepare for them. Having the right insurance is about more than just paperwork; it is about peace of mind. It helps ensure that you and your loved ones are protected financially, no matter what life throws your way. By planning ahead, you can face the future with confidence, knowing you have a safety net in place.

Coverage Options

There are many different types of insurance designed to cover the unique situations you might face. There is a wide range of supplemental insurance products to fit your specific needs:

  • Medicare Supplemental Insurance
  • Retirement Annuities
  • Whole Life and Term Life Insurance
  • Index Universal Life Insurance
  • Final Expenses
  • Estate and Trust Services
  • Debt Solutions

Navigating the world of insurance can sometimes feel overwhelming, but you don’t have to do it alone. Whether you are looking for a simple term life policy to protect your young family, seeking strategies to manage debt, or planning for a comfortable retirement with annuities, there are options that cover every stage of life. My goal is to match you with the right products so you can build a secure foundation for your future.

Consultation Process

I believe that insurance isn’t a “one size fits all” product. That is why my consultation process starts with a holistic financial review. I take the time to sit down with you and look at the big picture of your finances. We will assess the coverage you already have to identify any gaps or overlaps. This ensures that we aren’t just selling you a policy, but finding the exact coverage that fits your family and your unique situation.

I know your time is valuable, so I strive to make meeting with us as easy as possible. You can choose the setting that makes you most comfortable. I am available for consultations right at your kitchen table, over the phone, or via video conference. No matter how we meet, my focus remains the same: providing you with honest advice and personalized solutions.

Insurance Providers

I work with many different top-rated insurance providers. This variety allows us to shop around on your behalf to make sure you find the right coverage for you at the right price.

General Providers:

  • Aflac
  • Aetna
  • American Amicable
  • Americo
  • Corebridge Financial
  • F&G Annuities & Life
  • Foresters Financial
  • Medico
  • Mutual of Omaha
  • Transamerica
  • Royal Neighbors of America
  • Integrated Trust Systems
  • United American

Supplemental Medicare Providers:

  • Devoted Health
  • Humana
  • Cigna / HealthSpring
  • UnitedHealthcare
  • Wellcare
  • Kaiser Permanente
  • CareFirst

By partnering with this diverse group of carriers, we aren’t tied to just one company’s products. Instead, we can compare options from industry leaders like Mutual of Omaha, Transamerica, and Aflac to build a plan that works for your budget. Whether you need standard life insurance or specific Medicare supplemental coverage from providers like UnitedHealthcare or Kaiser Permanente, I have the connections to get you the best protection at the best price.